You may be so used to calling an Uber or Lyft for rides around town that you hardly think about it. It seems as safe as driving yourself. But you may find that if you are in a crash with an Uber or Lyft in Santa Monica, the resulting insurance process is far more complicated than if you were involved in a collision in your own vehicle. Whether you are a rideshare driver, rideshare passenger, or in another vehicle, you should talk with our Santa Monica Uber and Lyft accident lawyers at Harris Personal Injury Lawyers.
We are here to answer your questions, analyze your claim, and identify the relevant insurance policies. When appropriate, we may recommend filing a personal injury or wrongful death claim. Uber or Lyft are rarely directly responsible for crashes and the resulting injuries or fatalities, but you may need to sue the at-fault driver.
At Harris Personal Injury Lawyers, we understand that finding a personal injury lawyer is challenging. This is why we offer free confidential consultations. Contact us online or call 1-800-GO-HARRIS to schedule your appointment. If you cannot come to us, then we will come to you.
We Will Investigate the Cause of the Uber or Lyft Crash
After you are involved in a collision with a rideshare vehicle, whether you are in the Uber or Lyft or another car, you should contact an experienced attorney. Our Lyft and Uber accident lawyers in Santa Monica will promptly begin an in-depth investigation into what and who caused the crash.
Some of the most common causes of rideshare accidents include:
- Distracted driving – Many drivers are on their phones, holding food or a beverage, reaching for objects, paying attention to something outside of the vehicle, or conversing with passengers. All of these things can lead to visual, manual, and/or cognitive distraction, which increases the risk of a crash.
- Drowsy driving – Drivers often get behind the wheel when they are overly tired. This is particularly true for Uber and Rideshare drivers who may push themselves in order to accept more rides and earn more money.
- Speeding – All drivers can be guilty of speeding. Lyft and Uber drivers may speed in order to complete rides faster and to be able to accept the next ride request sooner.
- Reckless driving – Motorists often cause accidents by tailgating, failing to yield, driving through red lights and stop signs, weaving among traffic, and performing other reckless maneuvers.
- Impaired driving – Drivers who have alcohol, drugs, or both in their systems are more likely to cause a crash. Unfortunately, there have been reports of Uber and Lyft drivers working while intoxicated.
We Will Pursue Compensation for Your Lyft or Uber Accident Injuries
After suffering injuries in a car crash that was another person’s fault, our Santa Monica Uber and Lyft accident lawyers will fight hard for you to receive compensation for:
- Medical Bills
- Lost Wages
- Pain and Suffering
- Emotional Distress
- Reduced Earning Capacity
- Loss of Normal Life
Who is Responsible for Compensating You?
One of benefits of working with an experienced Lyft or Uber accident lawyer in Santa Monica is that you have an attorney to get to the bottom of what happened and identify the at-fault driver. When you are involved in an rideshare crash, the liable party may be the Uber or Lyft driver or another driver.
If the at-fault driver was not working for a rideshare company at the time, whether or not they do drive for Lyft or Uber at other times, then you must pursue compensation from their personal auto insurance policy.
If the at-fault driver was driving for Uber or Lyft at the time of the crash, then you should speak with your lawyer about pursuing compensation from the driver’s personal policy and Uber or Lyft’s policy.
Uber and Lyft’s Insurance Policies
Both Uber and Lyft’s insurance coverage depends on whether the rideshare driver had a passenger or not.
If the driver had not accepted a ride request at the time of the crash, then both companies offer a third-party liability policy with a $50,000 limit per person and $100,000 per accident for bodily injuries and a $25,000 limit for property damage.
If the driver had a passenger in the vehicle at the time or had accepted a ride request, then both companies offer a $1 million policy limit.
Injured in a Crash With an Uber or Lyft? Call 1-800-GO-HARRIS
Uber and Lyft accidents happen like any other car crash. Rideshare drivers do not have special training or qualifications, and they make the same mistakes as anyone else. They also are at risk for being hit by other negligent drivers. What makes most Uber and Lyft accidents complicated is the insurance process after the fact. You need an experienced Santa Monica Uber and Lyft accident attorney to guide you through third-party claims against the driver and rideshare company’s policies.
Harris Personal Injury Lawyers is available to take your call 24/7—simply dial 1-800-GO-HARRIS. You can also contact us online to schedule your free consultations.