Client in San Diego County retained the Law Offices of Ryan Harris in the summer of 2007. He had been involved in a rear end motor vehicle collision two years earlier in the summer of 2005 and needed a personal injury attorney. The defendant did not have insurance, therefore, the client made a claim against his own automobile insurance company through his uninsured motorist coverage. However, rather than do the right thing, the client’s auto insurance company refused to honor its obligations under the client’s contract of insurance and improperly claimed the client’s neck and shoulder injuries were the results of an automobile collision the client had been involved in 2 months before the uninsured motorist collision. The insurance company took this position, despite the fact that the client did not have persisting neck pain until after the uninsured motorist collision.
The personal injury attorneys at the Law Offices of Ryan Harris arbitrated the case in February 2009. Prior to the arbitration, the insurance company had only offered $7,500 to settle the case, despite the fact the client had a $25,000 uninsured motorist policy limit with his insurance company. Following an all-day arbitration, the arbitrator returned a $25,000 arbitration award, which is the maximum the arbitrator could award under the circumstances. In addition to the arbitrator’s $25,000 award, however, the insurance company also had to pay $13,000 in prevailing party costs, and CCP Section 998 interest and costs, resulting in a total award of $38,000 for the client.
We have successfully arbitrated several uninsured motorist arbitration cases in San Diego and Orange County, both small and large. If you or a loved one have been involved in a serious personal injury case please do not hesitate to contact our personal injury firm to get more information on how we can help.